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Mortgage Payment Calculator for Your Website

Monthly principal & interest for buyers. Change the numbers and hit Calculate to see it work — on your live site it's branded to you and uses your state's exact rates.

Mortgage Payment Calculator

Monthly principal & interest for buyers

Live preview — try changing the numbers

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About this calculator

How the mortgage payment calculator works

This calculator estimates a monthly principal-and-interest payment from the loan amount, rate, and term. It's a familiar tool buyers expect — and keeping them on your site instead of a bank's keeps your brand front and center.

It pairs naturally with the cash-to-close and closing-cost tools so a buyer can plan the whole purchase in one place: yours.

What does a mortgage payment include?

Principal and interest, plus escrowed property taxes and homeowner's insurance, and mortgage insurance where it applies. HOA dues are usually paid separately.

Why is my payment higher than the principal and interest?

Because taxes and insurance are collected monthly into escrow. In high-tax markets that escrow portion can be a large share of the total payment.

Does a mortgage payment calculator belong on a title company website?

It is the most-searched real estate calculator there is, and it brings buyers onto your site earlier in the transaction than any closing cost tool would.

Is it accurate enough to rely on?

It's an accurate estimate for planning. Final payment is set by the lender's disclosures, which we note clearly.

Should I use the tax bill from the seller's year?

No, and this is a common error. A property reassessed on sale, or losing a homestead exemption, can carry a materially higher bill the following year. Estimating from the seller's number understates the payment.

Does the calculator include HOA dues?

No, and no lender escrows them either. Association dues and any community development district assessment are paid separately and have to be added on top of the figure shown.

Why a title site should carry a payment calculator at all

It is the number the buyer actually cares about

Clients do not think in closing costs, they think in monthly payment. A calculator that reaches them at that point puts your brand in front of a buyer far earlier in the transaction than a closing cost estimate does.

Taxes and insurance are most of the surprise

Principal and interest is the easy part. The escrow portion for property taxes and homeowner's insurance is what moves a payment beyond what a buyer expected, and in high-tax or high-premium markets it can approach the P&I itself.

Why it belongs on your website

It is the most-searched calculator in real estate by a wide margin. It brings consumers onto your site who then find your closing cost tools — which is the point.

What a payment estimate leaves out

Mortgage insurance and when it ends

Loans above certain loan-to-value ratios carry mortgage insurance, and depending on the program it may fall away automatically, on request, or not at all for the life of the loan. That distinction is worth hundreds a month over years.

HOA and CDD assessments

Association dues and community-development district assessments are not escrowed with the lender and do not appear in a payment calculator, yet in some communities they rival the tax bill. A buyer budgeting from P&I plus escrow alone will be short.

Online intake & client forms

Forms that do the back-and-forth for you

Agents, lenders, buyers and sellers submit everything online, and each submission returns to the agency as a completed PDF ready for the file — no email tag, no retyping. Branded to the agency and mobile-friendly. These six are the most used of the eleven we build.

See all 11 forms →

Pricing for title companies

One flat monthly fee, no contracts

Add-Ons & Widgets

$75/mo
Already have a site? We add the calculators at your state's rates and order forms to it — no rebuild.
  • Title & closing-cost calculators at your state rates
  • Seller net sheet calculator
  • Online forms & “Order Title” intake
  • Branded to your company
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Grow

$150/mo
A custom 25-page title website with every calculator, forms, hosting and local SEO for your counties.
  • Custom 25-page website, content migrated
  • All 14 calculators, forms & order intake
  • Location pages for your counties
  • Secure ADA-compliant hosting & local SEO
Request a demo

Dominate

$399/mo
A 50-page build for agencies that want to own every county they close in, plus monthly content.
  • Everything in Grow, on a 50-page site
  • 2 monthly blog posts & Google review automation
  • Google & Facebook ads management
  • CRM, online payments & priority support
Request a demo

No setup fee, no long-term contract, 60-day money-back guarantee. Full plan comparison →

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