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FIRPTA Withholding Calculator for Your Website

Federal withholding when the seller is a foreign person. Change the numbers and hit Calculate to see it work — on your live site it's branded to you and uses your state's exact rates.

FIRPTA Withholding Calculator

Federal withholding when the seller is a foreign person

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About this calculator

About the FIRPTA withholding calculator

When a foreign person sells U.S. real estate, FIRPTA may require withholding a percentage of the sale price. This calculator estimates the withholding so buyers, sellers, and closers can plan for it early.

FIRPTA catches people off guard. Surfacing it on your website positions your office as the experienced partner for international and investor transactions.

What is FIRPTA withholding?

A federal requirement that a buyer withhold a percentage of the amount realized when purchasing US real property from a foreign person, and remit it to the IRS.

Who is responsible for FIRPTA withholding?

The buyer, as withholding agent. That is why buyers and their agents need to know early whether a seller is a foreign person for FIRPTA purposes.

Can FIRPTA withholding be reduced or eliminated?

In defined circumstances, including certain price thresholds where the buyer intends to use the property as a residence, and through a withholding certificate application. The conditions are specific — this is a question for a tax adviser, not a calculator.

What rate does it use?

It applies the applicable FIRPTA rate to the sale price, with notes on common exemptions and reduced-rate scenarios.

Is this tax advice?

No — it's an estimate to help planning. We clearly note that FIRPTA treatment should be confirmed with a tax professional.

What counts as a foreign person under FIRPTA?

A non-resident alien individual, or a foreign corporation, partnership, trust or estate. Residency for FIRPTA purposes follows tax rules rather than immigration status, which is why the determination belongs with a tax adviser.

When is the withholding due to the IRS?

Generally within twenty days of the transfer, on the prescribed forms. Missing the deadline creates liability for the buyer as withholding agent, not for the seller.

FIRPTA is the closing that goes wrong after it closes

The buyer carries the liability, not the seller

Under FIRPTA the buyer is the withholding agent. If withholding was required and was not done, the IRS looks to the buyer — a fact that surprises almost every party at the table and makes early identification essential.

The rate depends on price and on use

Withholding is generally 15% of the amount realized, with reduced or zero rates available in defined circumstances involving price thresholds and the buyer's intended use as a residence. The exceptions have conditions, and getting them wrong is expensive.

Why it belongs on your website

Foreign-seller transactions are exactly the files where an agent wants a title company that has clearly seen one before. A FIRPTA calculator on your site is a credential as much as a tool.

Getting ahead of a FIRPTA file

Identify the seller's status at contract

FIRPTA questions asked at clearance produce delayed closings. Asked at contract, they produce a plan — a withholding certificate application, a reduced-rate analysis, or a straightforward withholding, all of which take time the file does not have at the end.

Certification is what protects the buyer

A properly executed non-foreign certification from the seller is what relieves the buyer of the withholding obligation in a domestic sale. Collecting it as routine paperwork on every file is cheaper than establishing it retrospectively on one.

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